Cosmos brings Consumer Edge's transaction data directly into ChatGPT. Ask questions in plain English and get analyst-grade answers built on near-real-time spend data from millions of US credit and debit cards, covering thousands of brands and merchants — weeks ahead of company reporting. Query aggregated spend metrics to track company trends, market share, and segment performance across the consumer landscape.
Each question runs through Cosmos, Consumer Edge's AI analytics engine, which selects the right metrics, handles panel weighting and merchant hierarchies, and returns a structured summary with the underlying data. Results come back as queryable tables, so ChatGPT can run follow-up analysis, calculate custom metrics, or build charts without re-querying.
Key features:
Natural language querying — no SQL or schema knowledge required; ask about brands, tickers, or merchant groups directly
Full KPI coverage — spend, transactions, average ticket, unique shoppers, visit frequency, and new customer acquisition
Demographic and cohort breakdowns — segment any brand's performance by customer income cohort
Flexible time grains — daily, monthly, or quarterly trends, including quarter-to-date reads on partial periods
Analyst-ready output — answers flag accelerations, decelerations, calendar shifts, and partial-month caveats automatically
Use it to:
Track brand performance ahead of earnings — monthly and quarter-to-date spend growth versus prior periods
Run competitive benchmarking — compare KPIs and market share shifts across any set of brands
Analyze customer behavior — see where new customer growth comes from and whether cohorts are trading down
Spot inflection points — decompose month-over-month changes into customer count, frequency, and ticket drivers
Requires a Consumer Edge subscription with MCP access enabled.