Current US APYs & loan rates
RateZip Deposit and Mortgage Rates gives your assistant current, timestamped, source-attributed US consumer rate information from sources covered by RateZip: high-yield savings and money-market APYs, CD APYs by term, fixed-mortgage rates and APRs, and home-equity/HELOC APRs. Each figure includes when it was observed, its source, and a freshness status; data outside its serving window is withheld rather than presented as current. For deposit comparisons, enter a balance and RateZip will apply each account’s published balance tier. For mortgage context, enter a loan amount to compare it with applicable conforming and jumbo limits. Rates and APYs can change, and published information is not an offer, rate lock, approval, earnings guarantee, personalized lender quote, or financial advice. RateZip does not open accounts, submit applications, underwrite credit, or conduct transactions. Operated by Peklava LLC d/b/a RateZip, NMLS ID 1592292. Equal Housing Opportunity.
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