Kove Finance

Kove is a personal finance app for budgeting, savings goals, investments, retirement planning, and debt payoff. This app lets ChatGPT read a signed-in Kove user's own data: accounts and balances, net worth, budget vs. actual spending, spending by category and month-over-month comparisons, recent and searched transactions, recurring charges and subscriptions, unusual spending, savings goals, investments, retirement plan, and a credit card payoff projection (avalanche vs. snowball).

If the user grants change access when connecting, ChatGPT can also update monthly or long-term budget amounts and custom categories; create, update, or contribute to savings goals; recategorize transactions or mark them reviewed; accept or dismiss detected recurring charges; update a credit card's limit, APR, or minimum payment; and update retirement plan assumptions. With the user's permission, it can send Kove's team a note about something Kove couldn't do.

It cannot move money, make trades or payments, connect or disconnect banks, or change account or billing settings. Requires a Kove account with external app access turned on in Settings. Each connection is limited to one user, and every change is logged in Kove's Settings, where access can be revoked at any time.